@L SmithersDisclaimer: Consult an attorney in your area for specifics related to the wording and local laws and customs.Risk of loss: If lightening strikes the house, the buyer has the option of taking the insurance money and proceeding with the sale.Prohibition: The seller from date of contract until closing can't make an easement with the neighbor, sell it to someone else, give up the gold and mineral rights etc.

I googled the documents I was looking for and tailored mine to my area and needs.

There are a lot of properties in less desirable areas that I could get into and some in gold areas that don't offer as much ability for forced equity or roi.

Do be sure to vet your GC, a friend of mine just purchased a house using 203k and used the bank recommended GC, he did shotty work, only completed about 20% of the job and quit.

I signed up for the free version of your sheet, looking forward to checking it out@Ryan Kelly that's always a problem of mine I need to work one, Ive probably missed out on some great deals by thinking too much.

60 lb is not a large dog, mine is 100 lbs, apartments are tougher but I'd probably just increase the deposit for the pet, depending on local laws and customs pet rent may also be something you can do.

Once that is resolved and it will be, the property will be mine.

@Glenna Wood that is all very helpful information... and another question, if I bought the property with my girlfriend and her name is on it as well as mine, would we be further dividing up (in half?)

Im becoming more and more active on the site, this place is like a goldmine.

I got quoted anywehre from $1000 to $3000 from plumbers to $250 from a handy man to install mine.