From my understanding at this point that should be safe indefinitely.

And I believe I understand that now... what I was ultimately asking was how much does a point affect the rate... and from what I understand now... purchasing 1pt would drop my rate by .1256.375 = current ratebuying 1 point drops current rate to 6.25buying 2 points would drop the rate to 6.125and so on... correct?  

Therefore its best to understand what you can build by right and from there determine if there is a case to be made for zonign relief to increase the parcels development capabilties and value. 

Their bond rating just got upgraded this week and is now rated Baa2 by Moody's which puts it in "investable grade" territory.The city is also appreciating rapidly but you can still find cash flowing deals if you understand the market.I could go on and on.

As others have stated, it is essential you read and understand your PM Agreement.

Books I have read:- The Book On Estimating Rehab Costs by J Scott- Land lording on AutopilotBooks I own and want to read soon:- The Millionaire Real Estate Investor by Gary Keller-What Every Real Estate Investor Needs to Know about Cash Flow by Frank GallinelliMy question:Im lacking some knowledge as well as trying to understand the metrics investors use to keep track of different types of data both when buying and selling and also down the line for refi and PL spreadsheeting. 

Sorry dawg I got no idea what you are trying to say.What part of your own statement “Change my mind” do you not understand? 

Selfishly I would love it to be here in Denver but I understand that you guys need to branch it out over the country for the farthest reach.I just look forward to going to one soon!

I understand where your coming from.

I understand about converting the detached garage to an ADU.