Having investments in multiple markets after you get some assets under your belt is a good idea as well as trying out more then one type of asset.

I will say some policies you can name multiple parties on the insurance but.

Multiple leads coming in from different marketing streams is obviously the optimal way to approach it, IMHO.

i think in the short term, maybe some will gravitate over, but people have short memories. real estate is also much different investing unless, you are talking about reits for example. so, my opinion is that while some will gravitate over, in the long run, i dont see much of a change. when the stock market has multiple years of solid gains, people will be back on the bandwagon.....

Is that the point when people will go to blanket loans covering multiple properties in one loan?

This may require that you get to know multiple people rathter than one person to use as a crutch.

A single family home or a multiple familiy home?

They will not only be able to send you multiple deals, but teach you a lot along the way.

Mike has some valid points, though I do not agree with taking it out to cash and paying both the tax AND the PENALTY (additional 10%).Also, I do not agree with others on rolling over to an IRA (unless that is your only option) but rather, rolling into a solo 401k plan which is a self administered 401k plan requiring you to have your own business without any employees other than you and a spouse (or multiple spouses if you live in Utah - J/K) :)Advantages of 401k over IRA is ability to place more in each year (contributions that is), borrowing provisions (IRA's do not have them), and company matches to contributions.If you were going to take it out and take the hit, i would only recomend doing so by rolling into a ROTH solo 401k plan.

I tried hard and this has happened multiple times already.