Sorry for the horrible profile picture its not the one I wanted to load and now I cant figure out how to change it.

If you finance it with a 15-year mortgage, it will be making you loads of cash (assumptions being it's in good condition and well managed) just a couple years after retirement.

The cost is likely less than you would expect and is worth its weight in gold.

The most common factor that plays a significant part in the rate charged is the weight of the pet.

One thing most people don't realize with the "BRRR" strategy is your current income and current debt load are a huge factor in whether you will be able to qualify for future cash-out refinance loans. 

There is a bit of a group trying to start up here on BP for NZ investors, here's a link to the main post to come over and introduce yourself:https://www.biggerpockets.com/forums/86/topics/308...Like @Hadar Orkibi  was saying APIA is the largest investor association in the country and has a load of great resources to choose from.

It's knowing what to offer and which company does it better than the next that, makes a good broker worth their weight.

(no garage) single story, lap siding, vinyl windows, laminate roof.We won't add the removal of any walls from the kitchen to the dining room (like we usually do) because this can vary depending on if it's a load bearing wall, if it has plumbing, electrical or heating to reroute, reconfigure or remove etc.

With many young adults coming out of college with loads of student debt and a consumer based lifestyle they tend to find more value in renting and staying footloose and fancy free.

I specifically list breeds that I don't want(though a weight limit will fix most of that).