@Daniel Elijah Richardson, in my state, it cost $85 to take the test initially - both state and national, and $80 to retake either portion of it.

I have a mixture of properties.With this property, it will be 11 single family homes, 3 condos, and 2 duplexes.I prefer single family homes.This is not to say I wouldn't acquire more ... one of my partners wants to buy out my portion of perhaps 1 or 2 of the houses.  

The ROTH portion of my old 401k posted a 34% gain last year, that doesn't mean that is the benchmark of 401k performance. 

You are just going to have to go ahead and pay your portion of your housing expenses.

As long as the new tenant meets your criteria, you can always have him pay the leaving tenant back his portion of the security deposit, then have everyone sign a new lease so you have all the correct names on it.

If you are living in the property, or a portion of the property, as your primary residence, the interest on that portion of the property is not deductible (unlike in the U.S.A.).The deduction is the actual amount of interest paid during the tax year.  

Write down if you take a walk, and how long it takes.If you talk to your children, or help them with homework, or change their diaper (depending on your specific situation), write it down.Write down how long it took.Write down how long you’re commuting back and forth to and from work.Write down how long you were at work.Write down how long you were on lunch eating.If you do something OTHER than eating on your lunch break, write it down.Simple.You may feel weird doing it.That’s ok.Do this for 3 days.Make sure these days are pretty normal days for you.Nothing out of the ordinary; just normal days.At the end of the 3 days, or at the beginning of the 4th, look over your log.You now have a snapshot of your life.Figure out where you’re spending the most time.You’ll find sleep is at or near the top of the list.That’s ok.We all need sleep.You’ll find work, followed by your commute, is at or near the top of the list.That’s ok.We all need to work.You’ll find eating takes up a good portion of time as well.Here’s where it gets interesting.There are 168 hours in the week.If we take out 8 hours (high for some people, but I’ll be conservative) during the week for sleeping, we’ll subtract 56 hours.That leaves 112 hours.

Hi Matt,Yep, in the first flip we normally have a tendency to over do it and not stick to the rehab budget and with that a big portion of our profits go to the rehab budget, but no worries, pay more attention on the next one and you should do better.By the way, is that property in Phoenix?

Instead, take that money you would have spent , or actually a small portion of the saved money, and if your worried about liability get another insurance policy to cover the unknown "an umbrella policy" in addition to you property policy.

For example, landlords  focusing on Section 8, low income or students (without much credit history)  may lean off the credit (which is likely to be lower/nonexistant and use the cosigner and focus on government portion of check) but focus more on another ingredient, like criminal background and rental history.