Management company said they had an applicant that applied and they were in the middle of reviewing the applicant and therefore if they “approve” we have to use them and then they will give us management.As landlords, we just received lease to sign and there are some addendums we want to add for our property to protect our property etc. if the management company refuses to include some of our requests for the lease, does this give us an out to not have to sign the lease???

If it's a primary residence (house-hack) you can go as low as 3.5-5% down but these loans typically require the residence to be in a decent condition.

If he quotes a 50k renovation, he will receive 50% of the profits if he hits 50K. 

Welcome to BP Stephen, did you know when you are a Pro member your profile badge in forums makes you stand out as someone who is serious about investing and you’re 3x more likely to receive a colleague request than free members? 

Conventional loans typically have a higher down payment but they work well with out-of-state investing.

For the life insurance route you need a policy structured in a certain way AND for the policy to have been in place for a period of time for it to have the value you need typically.  

Other than explaining how his children will continue to receive the payments after his passing what can I do to get him on the positive side of creative finance?

Do you process credit cards as part of your business or have accounts receivable outstanding?

And refinishing is typically pricy if done by pros...However if you are confident in your abilities to do it yourself, and looking to save right now, refinishing yourself might be an option. 

Typically, those sellers are not as motivated or distressed as the ones in our cash sales.