I am based out of Broward & Miami-Dade county, so any additional advice specific to them would also be appreciated!

Please feel free to reach out with any other specific questions.Mike

HELOCs offer equity without refinancing, but have variable interest rates and risk of overleveraging.

Long story short I'm getting a portfolio loan through LimaOneCapital and they have some pretty specific request when it comes to insurance policies. 

Research the specific market in Buda and the historical appreciation rates for similar properties.

Here's how it generally works in Florida, specifically in Pinellas County. 

The company offered fans as a substitute.  

@Justin NwakachaPaying off your primary residence offers peace of mind, equity access, and increased cash flow, but may limit returns from investing in additional properties.

Thanks Check out this article on BP published on this exact topic - the "5-10 Unit Multifamily Niche" has some very specific financing options - including, the Multifamily "DSCR Loans" that @Brian Cauldwell mentioned - these look like SFR loans (no tax returns, 30-year fixed, Rent/PITIA to calc DSCR etc.) but are for slightly bigger propertieshttps://www.biggerpockets.com/blog/multifamily-dscr-loans

I do owe him 5k and told him the checks were ready for pickup but still no response 1- You hold that 5k until…2- Review the details in your contract, specifically Scope of Work, release payment descriptions3- Review contractor default or termination clauses or language in contract4- Review permit status with municipality, if permits were pulled.