Around here the trend is growing into an 'us versus them' mentality -- the hard-working citizen/homeowners versus the evil greedy landlords.

I remember driving past the clock every time I was in the city, when growing up.

However, the motivated people will succeed no matter what, so you might as well be a part of their growth.So the question is, what kind of learning curve should I plan for them to ensure that we're both going to benefit and they dont feel like they're wasting their time, while giving them the room to grow and figure things out on their own?

Things are changing rapidly.

wow it is painful to see this thread still growing.

I'm here to learn, network, and grow my business, and help others do the same.

He's nearly completely ignorant on every topic-- let alone economics and how economies grow.

FIVE FACTORS Payment History = 35% Debt Ratio: Balance/Limits = 30% Length of Credit History = 15% Types of Credit = 10% Number of Inquires = 10% FIVE SOLUTIONS Remove the "Bad Credit" "Rapid Rescore" your existing credit Add a "Seasoned Tradeline" Add different "Types of Credit" Remove "Inquires" The point is that even if you are successful in disputing negative items off your report, you are still only affecting at best... 35% of what makes up your score... make sure you address all 5 factors.

Hey I tell you what, I bought in Bulgaria on the Black Sea Coast in a town called Aheloy - thier is a website for it -[REMOVED] Now the economy in Bulgaria is still growing even in the credit crunch.

The Commercial loan officer just told me they only cover the areas of Grand Rapids.