These older buyers are also a likely group of buyers who could afford to buy a small new construction home.

If anything, the typical apartment renters are moving into the surrounding rental homes because they want a little space but cannot afford to buy. 

If you catch them behind on rent early I have offered to help them move and find them a place that is cheaper that they can afford.  

Of course, one point I was making was: Almost anyone can afford some real estate! 

This means if he can not afford $400 the buyers are not performing and it is up to the sellers to keep the deposit ore reject the offer.My question is why you even bother with VA loan offer paying everything. 

For example, he would be willing to put in half of the down payment, if we are trying to get a property where the other partner and I could only afford to put in a quarter of the down payment.  

NZ is one of the least affordable places to buy in the world believe it or not so the barriers for people getting into their first home (20% deposit) are very high and challenging.

Detached condos seem like a nice alternative with attractive rentability at a more affordable price (<$400K).  

So I have them in a ladder like rotation, the first 5 yrs I only have two balloon payments, but I have forecasted that I can afford 3 at year 7 and etc... as you pay off, your surplus grows and you get a snowball effect.

I emailed them both about a week later saying that Linda has every right to move out of the property, however that they are both equally responsible to pay the rent for the duration of the contract.from the pay stubs lisa provided i don't see how she could afford rent on her own if linda does move out, even though she says she can afford it (maybe from baby bonus or help from family). even assuming she can make the payments on her own, i'm not sure on best course of action.since they applied together and one tenant leaves, Lisa may not meet minimum requirements to be approved on her own. should/can I make her re-apply on her own?