asking because it may help us determine value of a program like his

Like I said, I focus on higher dollar value land now and do it all through a title company.  

I've seen a lot of Allstate rental properties with ACV or market value coverage rather than Replacement cost and other tricks to reduce coverage levels.  

Refinanced after seasoning period with forced appreciation as well as more favorable comps once we arrived in the spring home buying season vs winter selling (when purchased) How did you add value to the deal?

I am trying to make you understand, nobody is going to speak with you without knowing what " you bring to the table, " what " value do you have? 

We point out that, like them, we're very interested in good tenants and that we value a fellow landlord's insight.  

The sellers either cannot wait through traditional timelines, their property is of very low value, or the property has major defects that make selling it and earning a 3% commission a money-losing endeavor.

I currently own 18 single-family homes in the same area (1.9m value, Cash flow avg 320 per unit).

The median rent is projected to continue its slight upward trend, reflecting the broader housing market dynamics​​.Key InsightsPrice Growth: Anticipated 9.3% increase in home prices over the next year.Inventory Increase: Slow rise in inventory levels, still favoring sellers.Buyer Demand: Strong out-of-state interest and local job growth driving demand.Mortgage Rates: Expected stabilization, potentially easing affordability issues.Rental Market: Stable with slight monthly rent increases.Overall, the Birmingham real estate market is poised for continued growth, with rising property values, strong demand, and improving inventory levels.

Because the house has doubled in value to $800k (at 5%) so you were $300k short, now you’re out $300k and you’re $400k short.