They seem pretty rare?

@Mitchell Chingay I wish more people understood the difference between a crash and a recession and that crashes are very rare.

Not all at once as you've described it.You can get  there but you probably need to combine some federal  benefits with some state benefits 

I also remember asking my insurance agent if my insurance covered that and she said no and that it rarely will. 

I use 15% combined.

Agents Mortgage brokers HMLProperty ManagersContractorsWould love to discuss how we can combine forces.

If they can fund an entire deal you could get started that way or you could combine their money with hard money and fix and flip that way.

Terrible.Second, at the time I was refinancing my house, my car died completely so in order to afford the car I had to combine all of my credit card debt into a personal loan to raise my credit.Now, I have a Mortgage, Personal Loan, Car Loan, and Student Loans.

Terrible.Second, at the time I was refinancing my house, my car died completely so in order to afford the car I had to combine all of my credit card debt into a personal loan to raise my credit.Now, I have a Mortgage, Personal Loan, Car Loan, and Student Loans.

As far as a rental goes, if the combination of mortgage, HOA and other standard holdings are covered by the rent, it's usually a great rental.