Depending on the opportunities, we'll probably start with flipping and do buy-and-hold at a later stage, both in the Netherlands.In my private time I enjoy playing field hockey, sailing/boating and doing all kinds of technology projects (Arduino, electronics, etc) I love technology, how it makes our lives easier and I love to combine this love with real estate.

Had to play devil's advocate

I bought this software and have been playing around with it.

Actually having cash to put in now opens up the playing field on leverage because you can get an equity cash infusion from another source and go big. 

I know I'm coming off argumentative right now but I'm just playing devil's advocate.

@Meghan Reed One day, if we play our cards right, we could be neighbors in La Jolla.

I just graduated college and played pro ball for a little while in Germany and Australia.

That is, if an owner installs an electric register or gas unit, which is supposed to be used as a secondary heat source and it's used as a primary heat source in the dead of winter.. 

They could learn that FHA will finance up to 4 units, get all their income documentation in place, get their credit score improved to the proper level, get the seller to do the required repairs, get funds properly gifted for their down payment, contest a bad appraisal and get it revised, and think their good to go......then they find out that while FHA finances up to 4 units, they have to be owner occupied, and the buyer can't do that so the deal is dead and all the work was for nothing.

So it's possible, but you'll weed through a lot of dead ends to find one.