And while ultimately I'd like to have a multi unit of my own that I actually house hack, for now I get to live in a first class building (maintenance free) on a non-first class budget.

Never been believe it or not lolI guess I'll have to keep 1 unit empty just for us hahahahaZoning is commercial (Duplex qualifies for this).Initially wanted to change back to residential because we could get higher exit dollar due to area if can change to residential (Got comps in the $130,000 all day, take $10,000 - $15,000 off for main road and it's a $115,000 property)We could have done this as this property was residential long time ago but when it comes to the city on anything, I prefer staying away.Incompetent delay after delay so best is to just keep things the way they are.Plus, single parents would love a nice 1 bed, 1 bath duplex in the Washington Local district so it will work well.Thanks mate 

I would say that many students have found this program to be worthwhile, but you're looking at one that actually guarantees a deal within one year?

Market is still affordable to get into and cashflow is actually still possible even with high loan to value properties.

Consider this a motivation to build a robust portfolio and demonstrate your capabilities through actual results. 

You definitely can @Cartus Aikens - I think it is important to note though that you aren't actually buying homes you are buying the tax debt.

Let me guess you're going to be surprised when your HOI goes up too?

Single Family homes are great if you actually have a family and really do need the space/school district that you want kids to be in. 

Aloha @Erin Murphy, When it comes to DSCR financing, there are actually a lot of options for you as a first time investor.

Since posting, I have gotten more information, and it looks like I'm actually dealing with NMC, not cloth wiring.