Or if you buy a duplex, live in one side, and work the deal so the tenant is paying all or most of the mortgage (some circumstance like that).Buying a rental house (or 20) the right way, and renting them out forever is one of the best passive business models I’ve ever experienced.

Columbus is a city that is growing at a rapid rate so it's a great city to do buy and holds as well. 

Having the time to give to my growing family is a top priority.

Wesley Chapel: This family-friendly area is rapidly growing, and new constructions here could attract long-term renters.4.

Keep going, and I'm sure you'll find the right opportunities to learn and grow.

How ever this was in North NJ.

If the plan is to grow, make sure you have a solid foundation when it comes to asset protection. 

My pleasure keep learning and growing...

This way you don't need any loans, you get to grow your equity/experience/income with every house, and the passive investors get your time/dedication/growing expertise/energy/and an inflation resistant investment. people want good investments, the Horse, but they mostly judge that by the earnestness/ambition/expertise of the Jockey. good luck :)

Surrendering the policy early can result in substantial surrender charges and a loss of the death benefit.Tax Implications: While the policy's cash value grows tax-deferred, policyholders must be cautious of the potential tax consequences of a policy lapse or surrender.