Determining the capital components are fairly straightforward but determining what amounts you should plan for can be tricky as, for instance, the price of oil at a given time can have a dramatic impact on paving prices or roofing if you have asphalt shingles (and the association is responsible for it.)I tell my clients that part of the appeal of hiring a professional company to do it isn't just peace of mind that it's being done right by someone that does this for a living, but it also shifts liability away from the board to the company.

@Parish Pradhan,To Make the @ work do the following:Hold down the shift key and type the following: @?

I'm about to post another thread on this, as I have been exploring options, but it looks like I may be shifting to private money on this one to keep it on schedule.

Sometimes you will not talk to the BK attorney but their paralegal etc.You have to be careful of shifting of assets I believe within 6 months of filing or the trustee for the court will not like it and you could be accused of trying to defraud creditors.

The counties shift the agents around to different parts of the county and they are always out looking for ways to bump the appraised value up. 

So its time to shift my primary focus to real estate which is something I've always wanted to get into. 

Perhaps a shift in the due date is needed to accommodate when she has money coming in.Focus on getting one of those vacant units up and running and collecting rent.  

My schedule, for instance, involves erratic shifts, leaving me blocks of time to work on RE related projects.

So maybe I should say "shift my focus to a more potentially profitable outcome for my efforts". 

It's all about the "command- shift-4" action on my keyboard.