You have to also clarify it in ways that conveys why you're looking at RE as a means for financial independence and how living in a multi could pay for her dream single family home. 

Finacial independence!

Annual Financial Requirements• Borrower and Guarantor shall furnish to Lender (i) a copy of their federal tax returns prepared by a firm or independent certified public accountant acceptable to Lender and certified as complete and correct to include all schedules, K-1’s and W-2’s as applicable.

So, I’m wondering how many Brokers are running businesses with no employees, and just using independent contractors, or how dicey it is to give each Agent a “responsibility,” so to speak, without creating an issue where it could be construed as an employee/employer situation?

@Gabriel BenavidezYour personal residence has a lot of tax benefits and asset protection built in dependent on the state you live in.

search unusual combinations of terms)Underwriter must make sound decisions on loans regarding the creditworthiness of borrowers while working closely with Retail MLO, and operations staff.Desired Skills, Experience, Or EducationOur ideal candidate will possess; Minimum of 4 years’ current conventional and government underwriting experience in a wholesale or retail environmentDE / SARS / LAPP designation preferredCurrent knowledge of RESPA and MDIA regulationsStrong knowledge in “A” Paper, FNMA/FHLM; FHA/VA programs beneficialProficiency with MS Excel, MS Word, Desktop Underwriter, Loan Prospector, and Calyx Point.2 years AUS experience.Working knowledge of “Empower” is a plusDemonstrate high volume productivity.Must be detail oriented, organized and work efficiently under pressure.Excellent written and oral communication skills.Strong organizational and analytical skills.Demonstrate an OUTSTANDING level of customer service skills.Work independently and be “self-motivated”.Stearns Lending is an equal housing lender and is licensed to conduct business in 49 states and the District of Columbia.

This is when the British Colonies of the Americas declared their independence from Great Britain, renouncing their allegiance and loyalty to the ultra-left dictatorship monarchy and opting for a democratic form of government, called a republic.They decided they had enough of the old ways and wanted to try something new - an experiment they called it - which they would maybe like to take credit for inventing, but it was really not a new idea.

For small MF, this might be the first opportunity in several years to compete in a loosening market.No question that the state of affairs is changing, so we watch the statistics of the Cromford Report, our local market analysts whose charts serve as our real-time real estate EKG.There is great growth ahead, just look at the companies you mentioned, so this hiccup is a potential boon for careful investors who’ve “kept their powder dry.”Melanie

insurance.. also CBIZ Foremost not in PA, for example. also talk to your independent agent.

Now, while this is a good mindset to have and it is good for a person's ego and good for those who feed off of positivity only, it's even better for those who feed of off statistical data, rational thinking and common sense - the wolves.