If it is particle board and severly damaged and wont support the new shelf, attach a strip of 1X1 on each side right above the existing shelf and glue and screw to the sides, cut new plywood to slide in on the new rails.

I don't have any data to back it up, but yeah among full time Realtors it seems like the "glass ceiling" for women either does not exist, or at the very least a lot of women manage to shatter it.

I replaced the window in the guest bathroom with a stained glass window I found for $150 in a Salvage/antique shop off of 7th ave in phoenix, called Qcumberz.

There is often a sort of sliding scale that lenders will apply based on a number of underwriting criteria, e.g.;- Experience (# of investment properties sold, or comparable projects completed within a given timeframe, like the last 3 years)- Credit score (generally the higher the score, the lower the rate available)- Leverage (LTC/LTV - generally the higher the leverage, the higher the rate)The above list is by no means exhaustive, and the elements will vary by lender.With that said, typical short-term HML interest rates right now are likely to be somewhere between the high single digits, like 9%, and the mid 10's, like 14-15%.Also, HMLs typically charge a couple of origination points.(3) Lastly, are there other recommendations from the BP brain-trust that are all welcomed and thanks in advance?

I find melted glass bottles and melted aluminum cans in my fire pits.

She broke the glass stovetop & I'm certain she hasn't gotten it fixed ( I gave her the option of me doing it & invoicing her or she could fix it) since I haven't heard anything about it.

They couldn't repair but could replace the glass in a couple of days for an unreasonable amount.

The big question is always where on this sliding scale do you want to invest. 

Click on the magnifying glass in the upper right.

You can have grace and let it slide, but can you live with that?