DSCR would be the easiest route and then you can rent all the units instead of living in 1 and cutting your cash flow to 2 versus 3. 

Hi group I’m looking for lenders that have programs for heloc on investments properties I’m in lake county IL right now I believe is better to do a heloc or 2nd loan because if I do cash out refi I be loosing cash flow or any advise 

Although if the clean up amount is less than the attorney fees, maybe work something out with the neighbor financially, and get your dirt back maybe.Good Luck!

Plus more wear-and-tear on the house and more cleaning to do (and pay for).I prefer @Bradley Buxton s idea of adding more amenities instead.

Hello:I am not sure what interest rate to use while calculating cash flow.

And how do you plan to pay for the build, cash flow it or construction loan?

My biggest concerns are - to find a deal and then actually get a cash flow from day one. 

Unit A is about 100 years old and Unit B is almost completely new.Pros:-The duplex is in a very desirable neighborhood with home value appreciation year over year at about 50+%-Rent is also in high demand within this area-Cash flows well even with high interest rates and increasing property taxes-Home is price below average cost per sq ft-The house has been renovated and some parts of it has been remodeledCons:-All issues are with Unit A, the 100 year old unit.

Conventional is not giving me upto 75% LTV due to the DTI My properties are cash flowing really well and are appraised at a good value but still under $100K, except one which is $115K.

I am having a hard time finding anything that cash flows with a down payment from 20% - 35%.