I understand I have a long road ahead of me simply because I'm basically starting from the bottom with little money.

But only outside your comfort zone is where your future and success lies.That said, I highly recommend using the awesome tools provided here on BP to learn the basics of analysis and underwriting.

Whenever your insurance company gave you the money, they gave you the amount of damage that has sustained, that basically replacement cost of the damage. 

They basically get cheaper rent (per sf) than the upstairs because they are doing the work and taking the liability off of me.

In both cases these guys are basically 9-5 employers that have some money left in a previous 401K and wish to get stronger returns, which is what I am offering.

It's basically the BRRR strategy but on a larger basis. 

I should probably compare if it would be better to get a rewards card, but always just liked the cash back concept. 

so I just read Zillow is now going into the buying and selling Market itself. meaning they are going to buy properties and sell them basically becoming flippers. what are your thoughts on this?

Basically house hacking.

As such, we're expanding our search range to include more of Pierce county, Spokane (though this is very new concept I've been playing with), and out-of-state where we grew up in Central and South Florida.I just read a great report from FannieMae on Multi Family investing in Austin, TX.