I am not stuck scrambling to get alternative financing via a Conventional route rather then a no income verification/no doc loan.

This program wouldn't require any forms of income or employment verification and usually has quicker turnarounds than other programs.

Post what you are trying to to accomplish and maybe we can help.

Additionally, for rate-term refinances, many DSCR lenders have no seasoning requirements at all.Easier qualification: DSCR lenders have much lighter qualification requirements than conventional or portfolio lenders, such as no DTI, income verification, or tax return hurdles that can slow down or disqualify loansFlexibility: While conventional and bank lenders are heavily regulated and follow standardized rules, DSCR lenders have much more flexibility and control over their guidelines.

Yet it seems like such verification is standard protocol according to the BP forum.

The 2 rate options were 6.9% plus $5,470 in fees 30 day close 75% appraised value and the other was 8% interest,  $5,400 fees, 60% Appraisal, 2 week close plus some additional income verification.

In the interest of providing a helping hand to a fellow landlord, here's an invaluable one: Rental Verification Forms.

However I got it for just over $600 due to some very small scratches on the front doors that you have to get very close to to even notice.

Start reaching out, they're likely to be able to to tell you what it would take to get from start to finish and handle the entire process for you.

Does anyone know any legit JV companies that I could talk to to?