Whether you're a seasoned investor or just getting started, finding the right financing can make or break a deal.Would love to hear your experiences, tips, and any questions you might have about securing financing for flips.

Find a 2-4 unit place.

Security deposit amountYou can find plenty of examples by searching for "tenant estoppel certificate doc" or exchanging "doc" with "pdf" for more options.Here is an example and explanation: Sample EstoppelSome have a lot of legal jargon but this document does not need to be so detailed.

There are a lot of floorplans out there, so you should be able to find what fits your demographic/business plan.

My relator said we shouldn't go forward because if the city find out we turned it into a duplex the county can take some type of action on us "not sure what that means" "Also i feel like my relator has a legal obligation to tell me not to go through with this because if he said do it anyway i could possible seek legal action on him (ps I wouldn't)"..

I have a home equity loan being processed and I’m currently active in finding new deals.

I would recommend doing your research and finding a company that has great reviews or try and get a recommendations from owners who utilize PM companies in the Colorado Springs area.

Is it the high upfront costs, finding a reliable lender, or something else entirely?

Finding private money lenders out side of that takes time as you need to build your relationship with them so that they know, like and trust you AND they know you have experience in real estate.

Unless you find a properly zoned property, it is no go.Just start looking in places that STRs are allowed rather than try and swim upstream.