I'm gonna try to make this short, but bear with me, it has alot of moving parts.My sister met this guy, became pregnant, we lived about 45 min away from where the BF lived, the BFs parents wanted us to move closer to them, so everyone could be with the baby, the Mom of the BF had a 3/2 and said we could all move up there, myself,my mom,my sister and my sister's 5 year old son.

I would hope the parents can control their kids.

My wife and I, not only donating thousands of dollars and hundreds of hours, received PTA "Parents of the Year" awards, my small business was a partner (funding "regular" lunches for students without funds) with the LB Education Foundation, and I was a volunteer athletic assistant coach at Poly High School.My recent records request shows that in the 18 months subsequent to implementation of SB 13 (Jan 1 2020 to June 30 2021) the LBUSD received 300 less-than 500 square foot ADU applications and received $461,000 in illegal school impact fees.

I'm going to donate all the diapers and baby items to some local charity.

I am having my retired parents move in to the home and would like to get them settled without worry about repairs and contractors trying to work.

I'm not sure if your parents would help you qualify for a loan like this. 

It'll be for a primary residence in the town I grew up in, work in and where my parents live if that matters.

I use Bear, DE as an example because my parents live there, nice town but not a great real estate market for investors.

Ask a syndicator who they recommend for their parents 401K?   

My parents' home is worth approx. $429K on Zillow.