So unless an agent is savvy enough to get the document executed prior to a problem, EM can be a pain to get.Regarding your situation, no one will hunt you down.  

I'm just Jerry from the block.

@Eric Hu I agree with @Samuel DeMass, HOA are a pain with their rules and can risky if the right research on the HOA is not done (typically by the loan officer), i only deal with them because i don't want to move more than 15-20 minutes from work.

I hand-wrote letters and typed the envelopes (which is backwards apparently) and got ~5% callbacks in one area, and a painful 1% or so in another.

I do think the availability of houses in my area has played a part in my decision to keep the house I am rehabbing as it is only a few blocks away from my current home which will make it easier to keep a eye on the house when I have renters in it. 

I am looking for some help or advice with a few specific things, and this is probably the best place on the planet to ask, so here goes...I am looking to acquire rental units, but I have some road blocks that I'm having trouble navigating around.

Leaving early without a release is such a pain that I will usually go out of my way to make it easy for a tenant to leave if they actually tell me they want or need out early, and I usually work out something where I'll agree to a portion of their security deposit back if they leave it in good, clean condition.  

Hi All - I'm looking at a group of duplexes in the North Dallas area, all on the same block/identical layouts and currently leased.  

It's a pain to have to switch a lot of properties all to a different carrier, so try to plan for that in advance.

Baltimore seems like a bit of a patchwork quilt to me though, and I'm still working to figure out the right neighborhoods, streets, even blocks!