@Alden ClevelandWelcome to Bigger Pockets.

Bigger pockets has some great calculators to help analyze deals in the tools/ calculators section.

Bigger Pockets is home to so many excellent resources/people - that will help you get a handle on what a good deal is in New Jersey!

There's a link here in Bigger Pockets with every contract you could possibly need.

So glad you've discovered Bigger Pockets early in your real estate investing journey...and it looks like you've already made some good contacts here from your area....A few tips that may be helpful to you here on the BP website:You can set up keyword alerts so anytime someone posts about KC, Enterprise, or any of the specific markets you're evaluating, you'll be notified.

Hey @Benjamin Zwiebel and welcome to Bigger Pockets!

Schedule C on your taxes is titled "profit & loss for business" so with your STR income now being labeled as a business, (because it is) lenders will want to see consistency and growth in order to be able to use any of the income to offset the STR's debt services.  

Think Bigger.

@Matthew RiveraYou likely only require one accountant in your scenario.You will be required to file a resident tax return in the state of New York since you live within the state.You may be required to file a Pennsylvania non-resident state tax return to report the rental income/loss to the state.One accountant should be able to do this.I actually live in New York and Invest in PA. please feel free to reach out to me if you have any tax questions.

The bigger the better, and with at least a 1% OC rating.