Owner says they haven’t had any failures. 1) Is there a warranty or insurance product out there I could get seller to purchase to cover the systems in case they start failing.

This is probably a placement company working with a homeowner who has filed an insurance claim.

I submitted the claim to the insurance company  but not sure if they cover it.

I'd also take joint title or own a LC that each of you are a member of or have an ownership LLC that you own 100% that takes joint title. 

This is also with my current insurance rate.

- Is hurricane insurance covered in my condo fees or is this something I would have to pay out of pocket?

The developer insures almost everything for 5, 10, and 15 years (Appliances, roof, plumbing.....)Since it all brand new, the chances of something breaking, needing repairs, fixes....are slim.

You can insure for loss of rent on your insurance policy, but there is usually a time or dollar limit on that & we have known of many instances where the work was not completed before the loss of rent coverage ran out. 

Simple as the title makes it - favorite social media real estate channels?

The top sponsors for Real Estate meetups are lenders and title companies.