However, bad apples exist in all business.

If you're trying to utilize the extra equity, I'd recommend shopping some more to see what other brokers/lenders can offer you; both at 70% LTV (to compare apples to apples) and 75% LTV.

Rental money vs. mutual fund returns is not an apple-to-apple comparison.

When Apple updated to a recent iOS 6, some users had problems connecting some WPA2 wi-fi networks.

As people have mentioned, need to keep it apples to apples. 

I would much rather trust in an innovative company Apple than eXp.

@Whitney Bowling based on your other thread of your deals and your investing strategy I would say comparing what you’re doing investing wise and what a large (and I’m assuming well financed) developer is doing is comparing apples to oranges.

Tony Robbins and coaches who "made it" didn't get there by giving you apple cider and krumpet, they got there by calling you all out on your BS.

But also a lot of people, meaning the dollars per person are quite low, and there are few to no major employers in the area (I believe apple has a data center...

I think the only way to compare those scenarios apple-to-apples would be Option A and Option 2B, as it's taking into account the same amount of cash being invested, and one can look at the opportunity cost of one vs the other.