Do you have other assets like Life insurance policy with cash value, stocks, bonds, mutuals etc?

Christopher,I'm a househacker in LA and would love to help you work through these numbers...I'm not sure you're approaching this analysis in the most beneficial way, so let me just shoot you some observations, and then we'll discuss how to move forward...Firstly, VA loans do cover multifamilies.

To make it official, I sent a mutual lease termination agreement to the Owners that is a simple change to the Move-In date (Tenant Union recommended).

Current Situation - Trying to tax plan for 2020 tax year- househacking with SO and 3 other roommates, and planning to claim active participation and claim a deductible passive loss- Deductible expenses are based off formula Shared Living Space/ Total Living space = 3000/3250 = 92%.Seems to me it'd be super beneficial to use this to our advantage, and make some improvements on the house since likely we won't be able to take advantage of this tax rule if we get married and our combined income is over the threshold.

I found networking and going to networking events to be very beneficial.

If they're good tenants, I don't have a problem, but get something mutually signed and understood:1) Landlord must approve color and paint type/brand and surfaces to be painted (you don't want bleed-thru on color or surface different from rest of unit (eg matte and gloss))2) Tenant responsible for any prep needed on surfaces to be painted including wall patching or fixing texture3) Tenant responsible for any damages (ie paint on carpet) to property and clean-up as a result of painting4) Landlord contribution (if any) to be negotiable PRIOR to start

@Aaron Signore local small banks may offer more lenient options, they tend to be more beneficial for investors compares to larger brand names banks that cater to ABC primary home buyers.

Please leave some book recommendations that you think would be beneficial to a newbie investor like myself.Thank you,Antonio- Looking to start obtaining rental properties in Arlington, TX (in 2021, once I move.)

If he were forced to liquidate .4% of his net worth every year to pay the tax bill it would cause cascading effects in the value of Amazon that will negatively impact millions of people in pension funds, mutual funds, etc.

If you wanted to go long term buy and hold and not have to put large percentages down expanding your range to North and South SLO County could be beneficial.