Thus, I am planning to invest more creatively - lease options, subject to purchases, etc.I must agree with both you, Nathan, and Jean.

lolSome creative no bank no credit ideas...Low equity deals are: sub2 lease option assignments wrapsMid equity deals are possiblysub2 and a note (pro buyer note)lease purchase and equity split (some of the profit from the back end goes to the seller)Light rehabsJV with the home seller, dont buy it, bring in private money, supervise the rehab, get a JV fee, seller makes more than the the traditional "we buy houses 65% or ARV less costs"

You incorporated the utilities into the rent, which was then paid by the government? 

Let assume for a minute you can't get creative and do both. 

Creative financing and other concepts are way over my head at this point.  

It's regarding a tri-plex that I recently moved from (was house hacking); and am looking for creative ways to pull cash if possible.Current Loan Age:  14 MonthsCurrent Loan Amount:  $287kInterest Rate:  3.625Approximate Appraised Value:  $405kThe area where the tri is located has completely blown up; it is a bit nuts.  

I'm looking for creative approaches to secure the property now without having to pay the mortgage for the months I wont be using it.

I have been in Corporate America my entire career and  recently went through a restructure where my position was eliminated. 

I own and operate an award winning digital creative agency that develops high-end websites and mobile apps.

W;hen money is really tight, you need to get creative!