Especially when starting out because you only pay interest if you are currently barrowing and only on that amount.To be clear, a HELOC (line of credit) and a HEL (fixed payment loan) are two different products with different benefits.To use a HELOC as funding for investment property can be a great tool and is one I have used a few times.

Yes, most lenders offer refi products, but you'll want to find one that works with investors and has investor friendly products. 

Also, working with a broker who specializes in working with investors will benefit you greatly as they will have advanced knowledge of coverage's/products available/relationships with their company representatives.  

I'm physically not built for it (especially all the sheets of 5/8 going on the current project to meet multi family fire codes), and I can struggle through the mud work and end up with a decent product but only after splattering it all over the floor and redoing mistakes way more times than I should have to. 

Try to find some local suppliers/distributors/dealers for the products you want and price the materials you are looking for.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/blog/The site has quite a few tools that can be helpful for new members.

If its hydronic heating you can replace the freestanding radiators with a baseboard product like slant fin 30.

I also recommend exploring other low-down payment products at your local banks and CUs.

Hey BP, Hope everyone is having a productive day.

He is essentially paying for a product without the guarantee to be delivered.