There is less desire on my end but for a young person, the city is the place to be.The only thing that will change that trend is if what young folks like -- bars, restaurants, activities, gyms, entertainment venues, etc., -- start to leave, then you'll see the "exodus" out.

MY SWAG - In order, most likely to be delinq (NOT default):1) Shared office2) Hotels and self-storage3) Entertainment venues (movies, gyms, concert halls, restaurants)4) Office (if there is a shrink in the econ and WFH catches on)5) Industrial (since it's shrunk pretty much)6) Multi-units (same number of people and same number of apts need a place to go). 

New restaurants (mostly Denver-based establishments, which I have to point out as a Denver snob now living in Colorado Springs), a sports venue, higher end apartments. 

One guy we bought from wanted to close before his wedding.

I’m currently engaged and my fiancé and I are willing to go to the courthouse to get married before we have a wedding just to try and get approved for a bigger mortgage.

I missed a lot of weddings and other events .. non essential was not a thing then.. but in my case any thing non essential I simply did not do..

I listened to your episode on the podcast back in March while I was on my way to a wedding in Palm Springs! 

Is Las Vegas' market overvalued today if casino/entertainment venues aren't going to open or resume traffic for a year? 

We almost got scr**wed with our first house.

Welcome @Carl Simon  There is a great Meetup the 2nd Weds of the month in Columbia - check it out here.