Full paid coop, looking to buy home

[Vincent Ninzatti]

I have a fully paid off coop. A home that just came on the market that I am obsessed with and I would love to purchase it. I do not have enough for 20% but I could come up with 3.5% for an fha. I’m currently engaged and my fiancé and I are willing to go to the courthouse to get married before we have a wedding just to try and get approved for a bigger mortgage. Would having a full paid off coop help to be used as collateral for a large mortgage. My coop is valued around 250k and the home is on the market for 719k. Any help is appreciated.