First, there's no excuse for hanging up on you...that's just plain unprofessional...That said, depending on specifically what you said, you may have been suggesting something that the agent recognized as unethical or even illegal (giving out client names and/or paying referral fees off the HUD).Also, agents are generally leary of wholesalers, as they realize wholesalers -- by virtue of generally being unlicensed and inexperienced -- can put agents into situations that are difficult, unethical or illegal.I would hone your experience by getting a few deals under your belt before you start approaching licensed agents with partnership opportunities.

But if I have something seriously wrong, do you think I will trust my physical health to someone who is unlicensed?

You could have some liability there if they are un-licensed and you hire them more like an employee who you are supervising.If they bring the whole package to your interview and you feel good about them, you should have no worries about asking hard questions or scarring them off.If you have to worry about "not scaring" a contractor, you are either very scary (which I'm sure you are not) or the contractor might have a little problem.Good Luck!

6) Would you prefer to get a loan through a licensed broker or an unlicensed individual?

Unlicensed wholesalers really can't do this. 

So some unlicensed contractors will threaten and file a lis pendens, knowing full well they will never get a judgment.

@Ross FrenchEvery state has a specific list of things that an unlicensed agent can and cannot do.

This was the second post yesterday from an unlicensed broker working as a broker.

Hiring unlicensed help could make you responsible to take care of someone falling off your roof for the rest of his life.Look at the whole picture, not just the labor cost.

So the cost of unlicensed contractors for anything from painting to plumbing is much cheaper than licensed and bonded contractors.