Rehab borrowers,

As a rehab lender I'd like to determine how best to structure short term loans, so if you can help me by answering a few questions I'd appreciate it:

1) Do you prefer monthly payments, or to pay everything at the end? Are you willing to pay higher interest/fees for your preference?

2) Would you prefer to pay zero interest and zero fees during the life of the loan and give up 50% of the profits at loan payoff, or pay the going rate for rehab money and keep 100% of the profits?

3) Is quick funding important to you? Are you willing to pay higher interest/fees for this?

4) Are you willing to pay more for a higher LTV loan, or are you good with a low LTV loan that has lower interest/fees?

5) Which do you think will make you more money in the end, splitting profits with a money partner or borrowing money at the going rates?

6) Would you prefer to get a loan through a licensed broker or an unlicensed individual? Would you be willing to pay more for a brokered loan?

7) Is it possible for a loan that is 100% of the purchase price to be more dollars than a 65% of ARV loan?

8) Please feel free to comment on anything I should have asked but didn't.

Thanks!!