If they are, they should be able to clearly and confidently explain how they added value in that transaction. 

Is it industry standard to use Passthrough's, as the fee's collected for certain item's are simply collected by the management company, then paid directly to the property management company, making the transactions net to zero for presentation?

My goals would be to increase monthly cash flow and have more access to the property's equity for things like Cap Ex, etc....Here's a blurb from a lender's website:"By combining banking functionality with home financing into one dynamic instrument, borrowers are able to save tens of thousands of dollars and years off their loan""Designed after popular programs around the world, the All In One First Lien HELOC is the nation’s first transactional offset type-mortgage program.Home financing and banking combined:Deposits lower your loan’s principalFunds remain available for expensesInterest is calculated on the average daily balanceThis lowers the monthly interest paymentsTens of thousands of dollars can be saved over the life of the loanMortgage freedom can be achieved in half the time or less

But it wasn’t a smooth transaction.

Has anyone had experience with this type of transaction?

Truth time: I suspect the reason you didn't get any responses back from these alleged "wholesalers and investors" is that hardly any of them are actually transacting deals!

No I am a transactional lender.

Will it match the statement amount up with the actual credit transaction for the bank account attached to Stessa?

Selling your property now will incur commission fees, so you’ll take additional losses on the transaction.

Yes, you can generally use suspended PALs from other properties to offset gains when you fully dispose of a property in a taxable transaction.