:)As for LTR rental terms, usually we sign a 1 year lease where tenants are expected to pay Electric and Gas if applicable, while the owner typically pays water/sewer/trash with the city. 

You’d need a clear exit plan and enforceable lease terms to protect your investment.Think about the following:Tenant Risk – Can they truly recover financially, or will you face another eviction situation?

We want to see equity, seasoning, a quality borrower, and good terms. 

Almost all 4 baggers occur through one or more of the following1- Long term hold riding price appreciation.  

What would one of you suggest for a medium term operator whose tenants may be over using a specific utility like gas or electric.

investors can figure on 10 to 12% return on PMLs   generally they are short term 6 months to 18 months.. in my 40 plus years at PML I find most investors started as landlords then tire of it and start to diversify.

The property that I have, my family owns is not currently an Airbnb or a short term rental.  

Long story short, any owner-occupied property loan will require the borrower to show income that the lender can determine to be stable and predictable in their good-faith effort to confirm the ability to repay. 

I’ve been hearing some chatter about large hotel chains lobbying significant funds to push for regulations or outright bans on short-term rentals like Airbnb.

Whether you’re targeting strong cash flow or long-term appreciation, understanding the dynamics of each neighborhood is key.