A relative who does long-distance real estate investing told me that I have to sign the final loan document and the transfer of ownership document in person.

Hello my name is Ernest KAKEU, I live in Midland.

They are multiple factors that go into the rate though (such as how high is the loan to value, type of property, credit, to name a few). 

When you specifically mentioned STR experience and the possibility of something with some added "personal value" bells started going off. 

@Stacy A Stewart I have personally used DSCR loans to purchase rental properties here in the Dallas/Ft.

So I have recently come into the fork in the road where I am trying to dial in my career to align with my personal and professional goals for the future.

.: This is one I’m considering…they’re active in the local RIA here in Orlando (CFRI.net):https://sdrhouses.com/ I know Rob Arnold (broker) personally.

You should really do your research on rents and then place yours $25 - $50 below that.

Quote from @Jokari Trueheart: HI, almost 11 months ago I purchased 3 duplexes and I borrowed the funds from my personal residence which I took out a equity agreement for the down payment on the investment property, great idea at the time because I have 10 years to pay it off and theres no payment requirement, but , I learned more about the consequence that it takes a large chunk of my equity the longer I take to pay it back, so my goal was to refi cash out the investment property to pay it back but I don't think theres enough equity yet to pull the full $106k needed, I only borrowed $88k but with the equity percentage for one year i'm paying about $18k in equity on top of the amount I borrowed if I pay it off in year one, so I need this paid off ASAP before it increases more.

And I feel the ideal portfolio can benefit from the diversification of both.1) Holdfolio isn't a match for me, personally (due to not enough experience, skin in the game, etc).