For date changes most payment services should be able to handle this as with our service we can modify a particular automatic payment to run later for just that month and include late fees, if necessary.  

They provide us with Word docs due to the fact that we always need to modify them in multiple area because of the way I structure my zero down deals.

When we purchased their loan just over a year ago, they were fully employed and we gladly worked with them to modify their loan so they could keep their home.

. - regarding the "higher than average tax return this year" - I suggest you modify your W4... no sense in loaning Uncle Sam money interest free.  

This means that when that arrangement is desired you will need to produce a separate document which deals with all the terms of the trade clearing or modify the contract.  

We just modified the 'Linda McKissack model' to our preference :-) - Renting is not part of the strategy at the moment.  

@Federico GutierrezI have not yet i'm working on getting a consistent amount of deals first before i take on that expense and since my main focus is investors i will probably have a little bit of a modified approach to what my assistant would be doing. how about you? 

You can wholesale notes, reinstate the loan, modify the loan, offer a loan assumption, short sale the property, offer a deed in lieu or cash for keys, get a cash payoff, or last but not least, or foreclose on the property.

I actually had my value modified a couple years back because it wa significantly higher than the private appraisal I had from a refi. 

Given the fluctuations and difficulties of all markets, I am able to reassess and modify certain objectives, to ensure they are achieved successfully.