Quote from @John Bowens: Great to hear about the pursuit of a multi-family property!

Thank you John. 

@John DelanoWhat can you share about the area?

The way that I set up my coaching program helped around 80 to 90% of my coaching students buy real estate and increase their net worth by between $30,000 and $500,000 during the year that I coached them.I tried to make the coaching program really affordable and based on psychological principles of motivation.

Quote from @John Mason: You cannot switch agents?

@Sanil Subhash Chandra BoseI don't know if he is still around but John Maida, Esq. seemed knowledgeable and in the general area.

I would urge you to spend a few hundred $ on some solid coaching from knowledgeable Philly investors.

Quote from @John Williams: Go with the cheaper option.

Thank you everyone @Ashish Acharya @John Bowens   @Gino Barbaro  @Jacqueline WrightWe'll be staying out of our Traditional and Roth IRAs then for this.And we aren't ready for and aren't qualified for a self directed IRA at this time, so we'll not go that route.The loan out of the 401K is interesting. 

Quote from @John Underwood: I would personally never buy a condo for a STR.HOA feesToo many rulesRules can changeUsually too many other condos therefore nightly prices are depressed.New assessments for upgrades or repairs can be costly and you must pay them.