Contacting an owner with an unhelpful agent (On Market)

[Becca Pariser]

Hi there! 

There is a multi-family nearby that I've had my eye on for a while. It's a SFH with two 1/1 units in the back. It's been on the market for over 228 days. I reached out to the agent with a generous Seller Finance offer - above asking price and we would cover the agents commission. He let me know that he didn't "think" the seller would be interested in financing and it hasn't sold because the owner wants full asking price ($330k).

I have a feeling he never even presented my offer. What would you do - would you reach out directly to the seller? And if so, what would you say? I don't want to cross any lines with the agent that I shouldn't be?