Note: Transfer tax is 4% in Reading Pa 

I've often think of this too, as the RE industry SLOWLY moves into modern technology the automated data is sure to have faults.

I no longer use Cozy because I now use a PM and they have their own software that they use. when I started cozy back in 2016 I had a lot more of manual data entry then what cozy has now. tenants can even pay with debit/credit card but they are charged for it.

Hi @Adam Philpot :  As others have mentioned above, the more historical data you can get the better.  

I didn't want to cram so much data, like the detail of expenses and such, but if you want to see them, I'm happy to post them.

My agent sent me a list of comps today for the area, which was helpful since before I had been relying on realtor.com and other 'sites' that aren't the best for reliable data. 

Only Gatlinburg ever collected "nights rented" data and their reports show the same results - steady in 2008-2009 and growth onward.

@Jason Hodges, have you thought about opening another credit card account and doing a balance transfer from this card into a card offering 0% interest for 12 months on balance transfers.

But I did not ask if HELOCs would require seasoning, I have cash in my account that I got from selling a car and pulling from stocks at least the stocks withdraw has a history.My partner is worried about protection of his assets so we are looking to just have myself on the loan and us workout payments and dividing cash flow, we will eventually transfer the title to an LLC with both our names being split 50/50 in the company.

Analyze the data thoroughly and get really familiar with a few markets and agents.