I got the rent roll and past 6 months expense report by the property management company.

Thanks for the advance......

Thanks in advance!

Ask for the Rent Roll and the Trailing 12 Income & Expense report, then see what your NOI looks like.

The money is for AP from front running capacity in advance of the close.

Thanks in advance!

By that time, you'll have a couple years under your belt to prove to lenders that you have experience investing in RE, you have reportable rental income to support your expenses, and that your small business is not a liability.

Thanks Blake and Kyle...I heard back from Cozy and they said their revenue model consists of making money from charging for screening reports, collecting 2.75% from tenants who pay with credit/debit cards and the $2.99 per month per unit for quicker deposits. 

Thank you in advance!

I have requested a copy of the appraisal report.