With this arrangement, assuming the actual underlying assets are not owned/operated by Spark controlled entities, involves not just trusting Spark, but also the people they are choosing to invest in.

Just sayTo: TenantRe: addressThis is your 3 day notice to vacate the property for non-payment of rent. 

They’ve taken payments for premiums and not bound the policies, and let the policies lapse without my knowledge.

I want to get him to understand if our monthly payment is too high, we don't have the extra cash lying around to fix up the other unit and get it to market rents.

-Buy the property for 715k (It appraised for 700k)-325k loan on the property with 390k equity-SubjectTo Finance the 325k and take over the mortgage/deed-Seller finance the 390k equity at 0% interest for 2 years and 6% interest for 13 years with a 20k down payment paid over 6 months.

Then the loan payments, insurance and property tax.  

I am curious about how you've come to only trust your brother? 

When renting to travel nurses for 3 month periods, are rent payments considered earned or passive income

- A traditional investment loan down payment of 25% down is doable but still hard to cash flow.

There is a new property management company in place now and I had my onboarding call with them last week and they walked me through every step of how they will be handling repairs, late payments, evictions and maintenance.Really happy with the whole process.