Main points of the Financial Choice Act are that they are going to de-reg banks to a certain extent, but with the increased freedom they will not have any bailouts in the future, so banks will have to police their own risks.  

The police confiscated their house and kicked them out. http://www.cnn.com/2014/09/03/us/philadelphia-drug-bust-house-seizure/If You know illegal activity is taking place doing nothing is complicit.

But I also understand how rent increases are necessary because expenses go up every year and the property owner is ultimately responsible for maintaining the property and providing a safe environment for people to live in, which would be impossible to do without increasing rent over time (empathy would be the correct term I suppose, since I'm not currently a renter, sorry for that grammar police). 

For real estate to "fail" people would need to either (a)no longer need shelter (b)God keeps making more land as Real Estates finite supply locks it's ascending value per unit (c) people stop having children making descending population year over year, generation over generation, consistently Fact is land and real estate is finite, and there is continuously more people, that means need is always ascending.

Again, totally new to me but nothing surprises me anymore in this police state.

Property 2 is in a very solid, retail part of the city, and number 1 is in a more residential area, but two blocks from police, gas station, laundry, newer restaurants, etc.

[Surprisingly when the house was (re)wired in the 1950s, fuse panels were put into each side of each floor of the main house (essentially each room) and the rooms were wired to the local panel, which was back-hauled to a shutoff in the basement].The last remaining descendants, who themselves are getting on - live quite some distance away, and have been maintaining the house out of its own fund (the estate has/had a trust), but now want to be rid of the burden.I could turn it into six nice apartments - but unless I destroyed the character of the building in the process, the operating costs {10K/year to heat) would make it un-viable.  

I got married last year my husband has a high-ranking position with the Baltimore police department so he is almost nonexistent in terms of finding time to help.

The forums are not as big of an issue because other quickly point out issues in the forums, but there is no policing in the podcasts.

On the way out, they call the Police and Code Enforcement on you for things that they have done to the property.