Having said that, there are so many reasons people don't qualify for conventional financing, it's spawned an entire segment of lending (DSCR):)No income verification other than the leases, max 60 days seasoning on down payment and reserves (in some cases no seasoning, only source) and no limit on the number of properties you can have financed are three big reasons why DSCR and non-qm in general is the fastest growing segment of mortgage banking.Hope that helpsStephanie 

@Anthony Freeman there are many NO INCOME VERIFICATION real estate investor mortgages available .

And their employer used TheWorkNumber.com for employment verification screening as I recall, so I was happy to have good reason to reject without having to pay like $20 for that employment verification.

People who get very angry when Identity Group A is displaced by Identity Group B don't care one whit when the opposite happens somewhere else.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

From Start to Finish:   (1) Filled out EIDL form on Line  (2) After about a month $1000 just appeared in my account  (3) after another few weeks Got an email from SBA asking me to verify my identity and eligibility  and approved amount. 

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff. 6.

I’m using Zillow rental tool for a background check, my contractor who i know for a couple years now has referred me this guy who is his cousin, who is probably an illegal alien, he Looks like a nice guy but its not bringing up a report, because there is no  information on the report, I couldn’t find the numbers he gave me on ''Been Verified'' either .However its says on the Zillow application ''IDENTITY VERIFIED'' ( not sure how it works if they have no report ) .can i trust my intuition and the referral of my contractor?

As far as income verification, full doc, bank statements, P&Ls, or debt service may be options.

Additionally, for rate-term refinances, many DSCR lenders have no seasoning requirements at all.Easier qualification: DSCR lenders have much lighter qualification requirements than conventional or portfolio lenders, such as no DTI, income verification, or tax return hurdles that can slow down or disqualify loansFlexibility: While conventional and bank lenders are heavily regulated and follow standardized rules, DSCR lenders have much more flexibility and control over their guidelines.