DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

The good news is that I have a relationship with a builder I like and trust! 

Normally the tenant will initiate their payment, it will take 3 or so days for the payment to withdraw and another 3 or so to deposit into our account.

. - what about closing in a trust whose beneficiary is a canadian LLC?

My personal residence payments are less than 15% from combined personal income.

I have lost a few EMD's because I put too much trust in the photos. 

Pricelabs is important, but right now, the most important thing is for you to spend time in Gulf Shores establishing trust and relationships with local vendors.

100% go with one lease to a group instead of individual leases to four different students.If you get one lease, you get to collect one rent payment.

Quote from @Jason Watson: Other people in the lending space might have better answers, but some lenders quote taxes, insurance, etc. to fully understand the monthly cash burden and ensure you know it as well. that is correct Jason, I personally like it better like that so I can actually see what my payment is after everything is said and done. 

Compare a few direct booking websites/tools and you'll see that most are exactly the same: simple, templated sites with a front-page search/map, property-specific listing pages, and integration with a payment processor, like Stripe.