On 3 separate occasions, the appraiser gave me their word that I would have the appraisal back by a selected date.

I am seeing more and more pop up with a little separate income sweet already built in on the first floor that make a perfect little airbnb.When it comes to investor friendly lending, I would start with Troy Howell at Nova, Joe Massey at Castle and Cooke (I used him for both of my HH's) and Jessica Castillo at Bank of America (their grant program is excellent!).

It separates business and personal assets and protects your personal assets should someone want to take you to court because of something that happened at one of your properties.

You have to be able to separate yourself from them somehow.

Deed each in separate Living Trusts and make sure you have GREAT insurance and an umbrella policy.

I expect there will be a lease for the new tenants in the separate rooms though.Can her brother get the landlord insurance, put it in her name and then add himself and the mortgage company?

I know of many vacation properties that have a variety of people by percent on the title/deed and they can sell their part separately if they desire.

Here's my advice... save up a small amount of money separate from your marital savings and try wholesaling.

HI @CT Nguyen, I think you're spot on with the idea of splitting the cashflow 50/50, and here's how I would specifically define that for the sake of your partnership (and what I follow with mine)Cashflow = Gross Rents Received - tax proration - insurance - P&I payments - Repairs budget - CapEx budget (if separate). 

Your state may have specific requirements on evictions separate from the national moratorium.