The qualifications are different.

Its true that investment 1-4 units when it comes to loan qualification are priced by comps and qualified against purchaser's income, and debt load but since they are still investments the purchase cost and income vs expenses still largely drives the price and looking at those numbers still gives you insight into the well priced properties. 

Depending on your income qualifications, there are loan programs like Down-payment Assistance you can use subsequently with products like FHA loans.

One hitch may be that the owners may not want to do any work, and some older buildings will not meet financing criteria so you may need to get a 203 qualification as well.Regarding out of state investing, it is a good way to make some cash and high returns with a lower point of entry than San Diego.  

I had considered a VA loan, but I know very little about the qualifications.

If it's a larger organization, feel free to inquire about their different staff qualifications.2.

It's really a matter of administrative work that must be done by my lender and doesn't have any bearing on my qualification for a loan.Given the above scenario, is what the seller asking for practical?

If it's a larger organization, feel free to inquire about their different staff qualifications.2.

I have read that if you work two full time jobs, if you work atleast 2 years and have maintained that position for 2 full time, then your income is the total you make combined. But the rules say, lenders will only con...

If it's a larger organization, feel free to inquire about their different staff qualifications.2.