It is $30-$40 per adult to run the credit. 

Hopefully by renting to more mature adults I'll also be able to find renters who are more responsible and wouldn't leave as much of a mess.

If your an American Greed Fan watch the episode on Remington Financial.. or at the very least Google Ingrid Robinson American greed she has a website dedicated to Advance Fee real Estate scams..  

Count that fact that you’re only paying $300 to live in your bedroom, and in actuality, you’re cash flowing about $400 a month.Housing is the largest part of the average American’s budget, and its money that you absolutely have to spend, regardless of where you live, so think of it like taxes.

My applications have been through Zillow and each adult pays $30 which is not insignificant so I don't want people wasting their time. 

The cabin has 1300+ sqft of space and is ideal for a family of 6 or 2 adult couples.

Granted none of us want for a tenant to harm themselves or pass away in our house, but this is there own personal freedom to partake in prescribed drugs, alcohol, and other legal but possibly dangerous adult activities.

It's a beautiful artsy town full of small cafes and shops that's increasingly popular with tourists (I saw a mix of Americans, Mexicans, and Italians).

payments being $2750 taxes includedOption 1 from New American Funding  -Appraisal fee of $525.00 WAVED -No appraisal needed -Rate: %2.74 -Monthly Savings: $ 312 per month -Total Interest Savings over the life of the loan: $84500 -Lender credit: $1629 -Total Closing cost: $1786 only for 3rd party fees - No PMI (they appraised my home at 515k) - Closing cost added to loan Better.com Option 2: - 2.375 rate -15,454 in closing cost including ($8,538 points) (rolled into loan) - PMI $57 a month $2250 1-2 years paymentsOption 3 Rocket Mortgage: PMI 10k closing costs2.75%I'm leaning toward option one just because it's less closing cost but also like option 2 because I plan on renting out my home in a year so I will be able to cash flow more.

Two notable exceptions in the Denver metro area are Arvada (read here) and Littleton (see here).What are the city's unrelated adults occupancy restrictions?