If you're not there to be found this will definitely cause a decrease in response rates...as many top investors are finding over the last couple years. 

Our only concern is a black swan / cataclysmic event that we cannot predict or have not weathered. 

The market there has been crazy the last couple years and it's caused me to be stale with my buying.

I dont want to sound insensitive but it is a concern and I am hoping to get others opinions.

I am more concerned with putting myself in a position to continue to expand my portfolio.

You may want to consider liability concerns about forming an entity and the pros and cons to that.

If you have a good property manager taking care of it and it's not causing you any headache, I'd hold on to it!

Regardless of the fact that it likely won't be approved, it is just a bad idea if it was approved.Here are my concerns and questions: No-one ever knows if their relationship will last 30 years. and I don't want to be in a 30 year contract with a significant other.

Personally I see charging tenants for repairing tenant caused issues however maintenance repairs are exclusively the responsibility of the investor.

I am from Paterson, i don't want to invest here but worst case i might if I can get it cheap/ now i know the supply is limited i understand that but i wouldn't want to overpay for a property cause you will be in the red already. cash flow is more important to me, i will form an LLC when buying the property. with high taxes will buying a property here to house hack make sense still?