For thoes who provided me with direction, I do appreciate it, and the next step will be searching for a CPA.

Since my next purchase will be the first, I am searching locally.

If you google search "Genworth PMI quote," "Radian PMI quote," and "National MI PMI quote" you can play around and see the variance, but again FHA is one-size-fits-all right from that gov't chart I linked from HUD.

Search me on Google (Omar A.

MLS was little help when we did our search.

I have searched out another investor to help me but this investor wants to do a debt investment and not an equity partnership.

Yet, after listening to you it almost seems like we should be searching out other deals and getting money from private people as early as possible.Much like you I have a little experience in construction from my college days (working for a contractor on my days off from school and over summers but I'm not a craftsmen), so there is a small advantage there, but ultimately it sounds like if I want to get to that "freedom number" faster, or at least earlier, I'm going to have to figure out how to scale.I'm under no delusions that I am an expert after one deal, but I thought that after doing 2-3 deals and making them successful we would then have the creditably to get loans from others to really acquire some volume. 

I've gotten my first contract two days ago, and is currently in title search. 

As I’ve come to realize while searching for my first deal.  

I tried a google search on this subject and there was a discussion about Rowhouses.